What are my claims worth?

There is no precise formula for determining the value of a claim. Value depends on several factors, including the following:

  • Do you have broken bones or back sprains that can’t be verified by x-rays?
  • Are there any permanent injuries?
  • Is there any disfigurement?
  • Do you have wage loss?
  • Have you been injured before?
  • Do you have any fault in the accident?

The range you can expect to receive is somewhere between 2 times and 10 times your medical bills, depending on the factors I mentioned above.

What should my attorney be doing for me?

Specifically, the attorney should: contact either your carrier or the third-party carrier to ensure that the rental car is paid for as your car is being repaired or until they decide it’s totaled.

The attorney should also find out who will be paying your medical bills as they are incurred: PIP, health insurance or even the third-party carrier in some cases. If there are no sources for payment of your medical bills, an experienced attorney will often know medical providers that are willing to provide treatment on a lien basis – where the provider waits for payment until you settle your case.

After you have finished your medical treatment, the attorney should immediately prepare a comprehensive demand package that includes all information the insurance company will need in order to evaluate your claims.

If the insurance company rejects your offer of settlement, your attorney must be prepared to file suit and take the case to trial, if necessary.

To find a top attorney in your area to speak with, you may call me or email me and I’d be glad to help you. The best way to email me is to get your claim value by filling out the 10 questions in the Claim Calculator link below. That will give me both your email address and specific information about your case (amount of property damage, medical bills, wage loss, etc.) I’m able to find, through trial lawyer association list-serves and other means, the top attorneys in every area of the United States. I communicate directly with the attorney about your case particulars, and if he’s willing to meet with you, I connect you with the attorney so you can schedule a time to meet or speak about your case.